GLOBAL HEALTH INSURANCE
Sophisticated health coverage built for a life lived between countries. Flexibility, comprehensive protection, and access to the world's leading medical resources — wherever you need them.
Global Insurance is designed for people whose lives extend beyond one country.
Whether relocating for work, moving with family, studying abroad, retiring overseas, or dividing time between different countries, maintaining continuous and reliable healthcare coverage becomes an essential part of the transition.
Traditional health plans are generally structured around one country and a specific network of providers. Once you move abroad, that coverage may become limited—or may not follow you at all.
Global Insurance provides a broader protection structure, allowing access to physicians and hospitals in different countries without being restricted to a traditional accredited network. This gives individuals and families greater freedom to seek the care that best fits their needs, wherever life takes them.
More than coverage for emergencies while traveling, it is designed to support ongoing healthcare abroad—from routine appointments and diagnostic testing to specialist consultations, hospitalization, and eligible treatments, according to the terms and conditions of the policy.
For executives, entrepreneurs, expatriates, students, and families preparing for an international move, Global Insurance offers something especially valuable: continuity of care and the confidence of knowing that their health protection can move with them.
For those looking for more than a health plan
For those looking for more than a health plan
Global Health Insurance is designed for individuals and families whose lives — or work — take them beyond U.S. borders. It’s a solution for people who see healthcare as part of their asset protection strategy, quality of life, and freedom of choice.
It tends to be the right fit for:
- Professionals and executives relocating abroad, or splitting time between the U.S. and another country for work.
- Business owners with international operations who need reliable coverage for themselves, their families, and key employees traveling or living overseas.
- Families moving abroad — for a career opportunity, education, retirement, or lifestyle — who want continuity of care no matter where they are.
- Frequent international travelers who want more than emergency travel insurance and expect access to top hospitals and specialists worldwide.
- Clients who value freedom of choice — the ability to select their own doctors, specialists, and hospitals globally, without being restrict
How Global Insurance works in practice
Some of the differentiators that make this solution unique:
WHY THIS IS ONE OF LIV’S MAIN SPECIALTIES
Global Insurance requires an analysis that goes beyond comparing prices. Different plans offer different combinations of coverage, reimbursement, medical access, and benefits.
That’s why our job is to help each client understand the available options, identify the most relevant differences, and make a decision aligned with their priorities, lifestyle, and protection needs.
Frequently asked questions
What is Global Health Insurance?
Global Health Insurance is an international health coverage solution designed exclusively for individuals and employees who reside outside the United States. It’s built for expatriates, professionals working internationally, international families, and companies with team members based abroad — providing reliable medical coverage that follows the insured wherever they live and travel.
Depending on the plan structure, it typically works on a reimbursement basis, giving members the freedom to choose their own doctors, hospitals, and specialists worldwide, within the terms set out in the policy — instead of being limited to a narrow provider network.
What’s the difference between Global Insurance and a Health Plan?
A traditional health plan typically works within an accredited network, with nationwide coverage and providers defined by the insurer.
Global Insurance, on the other hand, works primarily on a reimbursement basis, offering more freedom to choose doctors, hospitals, and specialists in Brazil and abroad, including professionals who do not accept traditional health plans.
In practice, the main difference is not only international coverage, but also the possibility of accessing high-standard medical care with more flexibility and autonomy.
Does Global Insurance work on a reimbursement basis?
Yes. This is one of the central features of the solution described in the brand’s materials, which expands the client’s freedom of choice.