A more personal approach to insurance.
Thoughtful guidance. Carefully selected coverage. A relationship built for the long term.
About Liv
For more than 20 years, Liv Prime has built its business around one principle: insurance should be personal.
Our role is not simply to present policies. We take the time to understand our clients, identify their exposures, explain their options clearly and help them make informed decisions about their coverage.
With experience spanning the U.S. and international markets, we advise individuals, families and businesses across personal, commercial and international health insurance.
Our approach is intentionally boutique: personal attention, thoughtful recommendations and relationships designed to last.
Our Approach
We begin with understanding—not quoting.
Before recommending coverage, we look at what you already have, what you're trying to protect and where potential gaps may exist.
Then we evaluate the market, explain the differences clearly and help you make an informed decision.
No unnecessary complexity. No one-size-fits-all recommendations. Just thoughtful advice based on your actual needs.
What We Advise On
Personal Insurance
Protection designed around the assets and responsibilities you have built.
Home
Auto
Umbrella
Flood
Valuable Assets
Business Insurance
Coverage tailored to the risks and responsibilities of your business.
Commercial Property
General Liability
Professional & Specialty Coverage
International Health
Global medical coverage for individuals and families who want access to healthcare beyond traditional geographic boundaries.
International Medical
Individual & Family Plans
Global Access
Real Estate, As Part of the Bigger Picture
Our relationships with clients often extend beyond insurance.
For our clients, Liv Prime also provides real estate advisory services, helping navigate property acquisitions, sales and investment opportunities.
Our real estate work follows the same philosophy as our insurance practice: understand the objective first, evaluate the options carefully and provide personalized guidance throughout the process.
Rather than treating real estate as a separate transaction, we see it as part of the broader conversation around assets, lifestyle and long-term planning.
Why Clients Choose Liv
Personal Access
Our clients are not policy numbers. We build relationships, learn what matters to them and remain accessible as their needs evolve.
Clear Guidance
Insurance can be complex. We make it easier to understand what you have, what you may need and where the meaningful differences are.
Thoughtful Recommendations
We do not believe in one-size-fits-all coverage. Recommendations are made with your specific circumstances, priorities and exposures in mind.
Long-Term Perspective
A home changes. A business grows. Families evolve. Assets increase. We believe your insurance strategy should evolve with them.
An International Perspective
Our story began in Brazil and expanded to the United States, giving Liv Prime a perspective shaped by different markets, cultures and client needs.
Today, we work with clients whose lives, businesses and interests may extend across cities, states and countries.
That experience allows us to understand situations that do not always fit neatly into a standard insurance conversation—and to provide guidance with a broader perspective.
Built on Relationships
After more than two decades in insurance, one thing has remained constant: the quality of the relationship matters.
We believe good advice begins with listening, continues with clarity and earns trust over time.
That is the experience we want every Liv Prime client to have.
Professional Affiliations
Proud members of respected insurance and business organizations.
